Loans Against Deposit
Loans Against Deposit
Loans Against Deposit by Jayant India provide instant liquidity without disturbing your savings. Get quick funds while your deposits continue earning interest.
A Loan Against Deposit is a secured loan where you can pledge your Fixed Deposit (FD), Recurring Deposit (RD), or Daily Deposit (DD) and avail up to 80% of your deposit value.
Key Features & Benefits
- Loan up to 80% of deposit value
- Instant funding without closing deposits
- Lower interest rates than unsecured loans
- Minimal processing charges
- Flexible repayment options
- No income proof required
With Jayant India , your deposits remain completely safe, insured, and continue earning interest while you enjoy transparent policies and cooperative-backed trust across Haryana.
Loans Against Deposit – FAQs
Which deposits are eligible?
Fixed Deposits (FDs), Recurring Deposits (RDs), Daily Deposits (DDs), and other approved JINL deposit schemes are eligible.
How much loan can I get?
You can avail up to 80% of your total deposit value, depending on deposit type and tenure.
Is income proof required?
No. Since this is a fully secured loan, income proof is not required and documentation is minimal.
