Privacy Policy
Privacy Policy
Jayant India Nidhi Limited
1. Introduction
Welcome to Jayant India App and www.jayantindia.com.
Jayant India Nidhi Limited ("Company", "JINL", "we", "us", or "our") is committed to safeguarding the privacy and personal information of its users. We ensure that all data is collected, processed, stored, and protected in a lawful, transparent, and secure manner.
This Privacy Policy ("Policy") describes how information is collected, used, shared, and protected when you access or use our website and mobile application (collectively referred to as the "Platform").
By accessing or using the Platform, you acknowledge that you have read, understood, and agreed to the terms of this Policy.
2. Applicability
This Policy applies to all visitors, members, registered users, and any individual accessing or using the Platform ("User", "you", or "your").
The Company follows reasonable security practices and procedures to protect personal and sensitive data in accordance with applicable laws, rules, and regulations.
3. Information Covered Under This Policy
The Company collects only such information that is necessary to provide services efficiently and comply with legal obligations.
3.1 Personal Information
Personal Information may include, but is not limited to:
- Full name
- Mobile number
- Email address
- Date of birth
- Gender
3.2 Identity & Compliance Information
For regulatory and compliance purposes, we may collect:
- Permanent Account Number (PAN)
- KYC-related details as required under applicable laws
3.3 Financial Information
Where voluntarily provided, we may collect limited financial details such as:
- Existing financial facilities
- Bank account or mutual fund information
Note: The Company does not store sensitive authentication details such as passwords, PINs, CVV numbers, or OTPs.
3.4 Usage Data
We may automatically collect information including:
- IP address
- Device and browser information
- Pages visited
- Date and time of access
- Application usage and interaction analytics
3.5 Location Data
Location data is collected only with explicit user consent and strictly for purposes such as service improvement, fraud prevention, or security monitoring.
4. Use of Information
Collected information may be used for:
- User registration and identity verification
- Providing and managing services
- Communication regarding products, services, and updates
- Internal record keeping
- Improving Platform functionality and user experience
- Compliance with legal and regulatory requirements
- Offering relevant products or services where permitted by law
5. Third-Party Data Sharing
User information may be shared with third parties strictly on a need-to-know basis, including:
- Technology and hosting service providers
- Compliance and verification partners
- Analytics and communication service providers
The Company does not share sensitive authentication information such as passwords, PINs, biometric data, or medical records.
All third parties are contractually obligated to maintain confidentiality and adequate data protection standards.
6. Data Retention
User information is retained only for the duration necessary to:
- Fulfil business and service-related purposes
- Comply with applicable legal and regulatory obligations
- Resolve disputes and enforce agreements
Once the purpose is achieved, data is securely deleted or anonymised.
7. Disclosure of Information
The Company does not sell, trade, or rent User information.
Information may be disclosed only:
- With user consent
- When required by law, regulation, or court order
- To protect the rights, property, or safety of the Company or its Users
8. Withdrawal of Consent
Users may withdraw their consent for processing personal data at any time by writing to:
(from the registered email address)
Withdrawal of consent may affect access to certain services.
9. Amendments to This Policy
The Company reserves the right to modify or update this Policy periodically. Any changes will be published on the Platform. Continued use of the Platform after changes constitutes acceptance of the revised Policy.
10. Grievance Redressal
For any concerns or complaints relating to privacy or data usage, Users may contact Customer Support through the details provided on the Platform. The Company endeavours to address grievances in a timely and efficient manner.
11. Cookie Policy
The Platform uses cookies and similar technologies to:
- Enhance user experience
- Analyse traffic and usage patterns
- Support communication and marketing initiatives
Users may disable cookies through their browser or device settings; however, certain features of the Platform may be impacted.
12. Contact Information
For privacy-related queries or concerns, please contact:
