Ladali Nidhi Bond is Term Deposit Product where in depositor gets Three Times of his/her deposit amount in a Speciation Time period.

About Ladli nidhi bond


An Individual in his/her own name.

Jointly by more than one Individuals.

In the name of Trusts, Associations, Educational Institutions, Partnership Firms, Companies and any other

Institutions, which are eligible to open a term Deposit account, as per Nidhi Company Rules.

Minimum Deposit Amount

INR 5,000/- and further in multiple of INR 1,000/-

Maturity Value

On Due Date INR 5,000/- shall accumulate into INR 10,000/-


10 Year (120 Months )

Premature Payment

Not Available up to 3 Years.

Interest Rate Applicable on withdrawal after 3 years as per Nidhi Company Terms & Conditions.

Nomination Facility

Nomination Facility Available.

Loan Facility

Not Available upto 1 Years.

Maximum of 70% against deposit amount after 1 years.

Interest rate shall be applicable as per Nidhi Company’s Terms & Conditions

[huge_it_forms id="2"]

Premature Payments

On pre-maturity request by the depositor; after three months of the deposit, the depositor shall not be entitled to any interest up to period of six months from the date of deposit. The interest payable for the remaining period after six months shall be payable by the ordinarily agreed/applicable rate of interest (i.e. rate of interest payable which the company would have ordinarily paid, had the deposit been accepted for the period from which such deposit had run) reduced by two percent (2%).

error: Content is protected !!