• SCO-88 Second Floor, Opp. Sector 12 A Gurgaon
  • +91-9615641564
  • mon-sat , 10:00 am - 06:00.pm
  • contact@jayantindia.com
Fixed Deposit | Jayant India Nidhi Ltd.
  1. Deposit Schemes
  2. Fixed Deposit

Fixed Deposit

Jayant India Fixed Deposit (FD)


The Primary objective of our institution is to cultivate the habit of savings among our members. Our first and foremost aim is to satisfy our members and create mutuality among them. The Jayant India Nidhi Limited is fully financial services company. We accept deposits from our shareholders within the stipulated norms issued by the Ministry of Corporate Affairs and Reserve Bank of India (RBI). Nomination facility is available for deposits. There can be only one Nominee for a deposit account whether held singly or jointly. Applicants can make a nomination by filling up the prescribed form. The nomination details can be changed during the subsistence of the account relationship by filling up the prescribed form

Interest Rates On Domestic Deposits

Sr. No. Time Period General Senior Citizen
Open Ended Close Ended Open Ended Close Ended
1 06 Months > 12 Months 6.50% 6.50% 7.00% 7.00%
2 12 Months < 24 Months 8.10% 8.10% 8.60% 8.60%
3 24 Months < 36 Months 8.20% 9.20% 8.70% 9.70%
4 36 Months < 48 Months 7.85% 8.85% 8.35% 9.35%
5 48 Months < 60 Months 7.70% 8.70% 8.20% 9.20%
6 60 Months 7.60% 8.60% 8.10% 9.10%

  • Jayant India Nidhi Limited offers various fixed deposit plans to our enrolled members. Below are some terms & conditions if you too want to be a part:The minimum amount accepted for deposit is Rs. 10000/- with an additional amount in multiples of 10000.
  • The fixed deposit schemes shall be accepted for a minimum period of 6 months and a maximum period of 60 months. Payment mode will be either in cash or cheque (payment up to Rs. 20,000/- to be accepted in cash) Withdrawal before Maturity The Company shall not return/pay back any deposit within a period of three months from the date of its acceptance. On pre-maturity request by the depositor, after three months of the deposit, the depositor shall not be entitled to any interest up to the period of six months from the date of deposit.
  • As per Nidhi Act 2014, Members can give closure request after six months of fixed deposit.
  • TDS rates will be as applicable from time to time as per the Income Tax Act, 1961 and Income Tax rules calculation of TDS in respect of interest on FD/RD or DD
  • Preclosure or foreclosure is not permissible in case of Closed-Ended FD,DD, RD and Unnati

  • None

  • ID PROOF (Any one)– PAN CARD / PASSPORT/ VOTER ID CARD/ AADHAR CARD / DRIVING LICENSE
  • Local Address Proof – Required
  • Permanent Address Proof (Any one)– VOTER ID CARD/ AADHAR CARD/ PASSPORT/ RATION CARD / ELECTRICITY/ANY UTILITY BILL/ MOBILE BILL/ GAS CONNECTION WITH LATEST SLIP/ RENT AGREEMENT

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