• SCO-88 Second Floor, Opp. Sector 12 A Gurgaon
  • +91-9615641564
  • mon-sat , 10:00 am - 06:00.pm
  • contact@jayantindia.com
FAQ | Jayant India Nidhi Ltd.

Frequently Asked Questions

Microbanking loans are extended to individual in the group formed by them. The group members shall satisfy the underwriting criteria prescribed by the Bank for being eligible for the loan.

The loans shall be credited to your SB account. You can withdraw the amount at your convenience at your doorstep. Further, You can also visit the nearby Banking Unit of the Bank to draw cash from your SB account.

Loan eligibility is based on your monthly disposable / surplus income.

Minimum age of the borrower should be 23 years.

Maximum age at loan maturity to be 65 years or retirement age, whichever is earlier.

After receipt of all relevant documents/papers/information from the prospective customer, Bank will intimate its decision for sanction/rejection of loan proposal within maximum seven – ten working days.

loan ticket size above Rs. 1 – 10 lakh.