Jayant India Gold Loan

Jayant India Gold Loan Policy

Jayant India Nidhi Limited, one of India’s leading Nidhi companies based in Gurgaon, offers a simple, secure, and hassle-free gold loan solution across Haryana. Our gold loan services are designed to provide quick financial support while ensuring transparency, trust, and customer satisfaction.

We provide flexible gold loan plans by safely accepting your gold jewellery at your nearest Jayant India branch. The loan amount is determined through a fair and transparent evaluation of your gold ornaments, ranging from 18K to 24K purity, conducted by experienced and certified professionals.

At Jayant India Nidhi, the safety, security, and accurate valuation of your gold are our highest priorities. Your gold is stored under strict security protocols, giving you complete peace of mind throughout the loan tenure.

Our gold loan solutions help you meet your financial requirements quickly and confidently. Whether it’s a personal need, business expansion, emergency, or education, Jayant India stands beside you to help you move forward and achieve your goals.

REQUIREMENT

Gold Loan Details

Features
  • Loan amount starts from ₹5,000
  • Free locker facility for gold safety
  • Exclusive tamper-proof gold storage bags
  • Upfront interest / Monthly interest / EMI options
  • Flexible repayment tenure: 6–36 months
  • Minimal documentation
  • Quick loan disbursement
Rates & Charges
  • Loan Amount: ₹5,000 – ₹1,00,000
  • Rate of Interest: 12% – 19% annually
  • Loan tenure up to 5 years
  • Interest-only payment facility available
  • Loan value based on gold valuation
  • Gold purity accepted: 18K / 22K / 24K
Eligibility Criteria
  • Applicant must be an Indian citizen
  • Minimum age: 18 years
  • Maximum age: 55 years
  • Ownership of gold jewellery required
  • Valid identity & address proof mandatory
Documents Required
  • ID Proof (any one):
    PAN Card / Aadhar Card / Passport / Voter ID / Driving License
  • Local Address Proof – Required
  • Permanent Address Proof:
    Aadhar / Voter ID / Passport / Ration Card / Electricity Bill / Utility Bill / Mobile Bill / Gas Connection / Rent Agreement

How Much Do You Need?

₹1000 ₹50000
1 Month 12 Months

Pay Monthly

Term of Use Months

Total Pay Back amount

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